Overview
Our cyber cover provides insureds with a full suite of solutions to evolving risks so they can move their organization forward with the confidence of a robust incident response solution behind them.
Coverage is provided under three individual limits; Incident Response, Notification and Insurance Protection with the ability to re-deploy the insurance protection limit if required.
Incident response – managing the initial cost of the breach:
- Maximum limit: $2.5m
- Includes forensic IT investigation and crisis PR costs
Notification services – reassurance and resolution for affected individuals:
- Maximum limit: 2.5 million individuals notified
- Includes notifying customers, credit monitoring and
ID restoration costs
Insurance protection – mitigating against the fallout of an event
- Maximum limit: $10m
Third Party Liability costs including Regulatory Proceedings and PCI Fines and Costs, Business Interruption, Data Restoration, Cyber
Key Coverage
Flexible coverage at a glance
- Breach response services
- Business income loss
- Cyber crime
- Cyber extortion
- Digital asset restoration
- Multimedia liability
- Payment card industry coverage
- Privacy and security liability and regulatory coverage
Appetite
- In Appetite
- Construction
- Financial institutions and financial services
- Healthcare providers and vendors
- Manufacturing and wholesale
- Professional Service Firms including Accountants, Architects & Engineers, Attorneys, Business Process Outsourcing, Consultants, Real Estate
- Retail and hospitality
- Utilities
